In this second report, we focus on programmable wallets—a transformative concept that combines security, automation, and financial intelligence. These wallets are more than just digital vaults; they’re integral to streaming finance, on/off-ramp services, and AI-driven workflows within the Wedi Agents platform.
The Challenge We're Addressing
Traditional banking and standard crypto wallets often pose limitations:
- Manual, one-time transfers prone to delays or errors
- High friction when integrating with AI or automation tools
- Limited feature sets for managing microtransactions, sub-accounts, or multi-party flows
Programmable wallets bridge these gaps by enabling dynamic, automated payment flows and offering granular control over permissions and scheduling.
Our Mission
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Automate Workflows with Confidence
Enable real-time fund transfers and microtransaction streaming, reducing operational overhead. -
Streamline On/Off-Ramps
Combine stablecoin transactions with open banking to deliver a seamless transition between fiat and digital currencies. -
Leverage AI for Decision-Making
Integrate Wedi Agents that can autonomously trigger wallet actions, from rebalancing liquidity to paying sub-Agents based on usage.
Core Capabilities
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Workflow Automation
Set rules for recurring payments or streaming finance. Wedi’s programmable wallets handle each step automatically. -
Multi-Party Transactions
Easily split payments among multiple agents or sub-agents. Reduce complexity with intuitive fee management and transparent logs. -
AI Integration
Let AI Agents initiate or halt transactions based on real-time analytics (e.g., exchange rates, transaction volume thresholds). -
Batch Liquidity Management
Enjoy better FX rates thanks to consolidated trades. This not only reduces spreads but also keeps transaction costs predictable. -
Custom Policy Controls
Fine-tune access levels and spending limits for each user, agent, or application, aligning with organizational compliance.
Why Programmable Wallets Stand Out
"After adopting Wedi’s programmable wallets, our payment ops and sub-Agent payouts became nearly hands-free."
— Kevin Wang, CTO at Quantum Streams
Key advantages over traditional wallets:
| Feature | Programmable Wallets (Wedi) | Traditional Wallets |
|---|---|---|
| Automated Payment Flows | ✅ | ❌ |
| AI-Enabled Decision Triggers | ✅ | ❌ |
| Batch Liquidity & FX Savings | ✅ | ❌ |
| Fine-Grained Policy Controls | ✅ | ❌ |
Embarking on Your Programmable Wallet Journey
- Activate a Wedi Wallet
Access our Free plan or opt for a Pro or Enterprise tier to unlock advanced features. - Set Up Payment Rules
Define recurring intervals, streaming amounts, or sub-Agent payouts—no coding required. - Deploy AI Agents
For advanced scenarios, let Agents manage wallet balances, rebalancing, or generating analytics to drive informed decisions.
Programmable wallets are crucial building blocks in achieving a frictionless financial environment. By integrating them with the Wedi Agents ecosystem, businesses can maximize liquidity, optimize costs, and harness AI-driven intelligence for tomorrow’s finance. Stay tuned for our third report, where we delve deeper into open banking and how it expands the reach of Wedi’s functionalities.